Unit 8: Personal Financial Literacy
Mini-Unit 1: Expenses & Profit
Lesson 1.1: Fixed & Variable Expenses
This teacher-led small-group activity includes a printable math mat featuring a year of monthly spending records and 12 editable task cards for hands-on analysis of expenses and budgeting patterns.
Students will:
• identify fixed expenses that stay the same each month
• identify variable expenses that change throughout the year
• analyze monthly spending patterns using Matteo’s expense calendar
• compare monthly expenses to income
• explain strategies for budgeting variable expenses
Standards:
TEKS: 4.10A, 4.10B
